The TCS Fuel Card helps small trucking companies save on fuel, manage driver spending, and keep more cash available for payroll, maintenance, and growth. Unlike many fleet cards for small business, the TCS Fuel Card was designed specifically for trucking companies that need fuel discounts, driver controls, and fuel spending visibility in one place.
Built for fleets running 2 to 10 trucks, TCS combines fuel discounts, driver spending controls, and reporting tools that help simplify operations. Discover why many owners consider TCS one of the best fuel cards for small business trucking fleets. If you’re wondering how fuel cards work, the process is simple: fund your account, set controls, fuel at participating locations, and track transactions from one dashboard.

Join small fleet owners using TCS to reduce fuel costs and improve visibility across every truck.
Why Small Fleets Choose the TCS Fuel Card
TCS Fuel Cards for small freight businesses are designed to simplify operations from end to end. Whether you’re evaluating fleet fuel cards for small business operations or comparing fuel management solutions, TCS helps reduce fuel costs while providing greater control over driver spending and reporting.
Whether you’re evaluating fleet fuel cards for small business operations or comparing the best fleet fuel cards for small business fleets, TCS helps reduce fuel costs while providing greater control over driver spending and fuel management.
24/7 Fuel
Management
When you're running a small fleet you're always on the clock and you need a fuel card that works just as hard as you do. The TCS Fuel Card provides 24/7 customer service support to help whenever and wherever you need it. 24/7 control over your fuel card is fast and easy with the TCS website and the free TCS mobile app.
$0 Transaction
Fees
When we say we have $0 transaction fees, we mean it. They don't get lower than zero. The TCS Fuel Card has zero transaction fees at more than 2,300 of our in-network locations – plus no activation, membership, monthly, or annual fees.
Service & Tire
Discounts
Small trucking companies don't have the time or resources to wait for or put off necessary truck maintenance and service. TCS provides discounts on preventative maintenance, oil changes, tires, and more at TA Truck Service® Centers nationwide.
Built for the Way Small Fleets Actually Operate
Unlike many fleet cards for small business owners, the TCS Fuel Card was designed specifically for trucking companies that need fuel discounts, driver controls, and fuel spending visibility in one place.
Running a small fleet often means doing the work of an entire back office yourself. You’re dispatching loads, approving fuel purchases, tracking driver expenses, and still trying to make payroll on time. Many small trucking companies do not have dedicated teams for dispatch, accounting, fuel management, and driver oversight, so those responsibilities often fall to a small staff or a single owner.
The TCS Fuel Card was built for that reality. Driver controls, reporting tools, and network discounts help provide greater visibility into fuel spending while reducing the administrative work that comes with managing multiple trucks. The result is more control over fuel costs without needing additional software or a larger office team. Here is how the TCS Fuel Card can support your operation:
Applying does not depend on a traditional credit check
Set spending limits per driver so fuel purchases stay inside your budget
See every transaction across your whole fleet from one login
Spend less time collecting receipts and reconciling individual fuel purchases
Savings Per Mile Calculator
See how your fuel card discount translates into real savings on every mile you drive.
This calculation uses our most recent average in-network discount of $0.00 per gallon.
Example: 59¢ discount per gallon ÷ 7.43 MPG ≈ $0.08 saved per mile.
Small Fleet Owners Recommend TCS
Based on the 2026 TCS Client Satisfaction Survey, small fleet owners rate TCS highly for ease of use, fuel savings, and customer support.
How Fuel Cards Work for Small Trucking Companies
A fuel card helps small trucking companies save on fuel, control driver spending, and simplify fuel expense tracking. The TCS Fuel Card is a cash secured fuel card, which means you fund your account in advance instead of using a revolving line of credit, and there is no credit check required to apply.
Step 1: Fund Your Account
Load funds using the option that works best for your business. Current options include bank-to-bank transfer, third-party check, Zelle®, or credit card, debit card, and digital wallet payments. Once funds are available, drivers can use their cards for approved fuel purchases within the available balance.
Step 2: Set Driver Controls
Assign cards to drivers or vehicles and choose spending limits, purchase permissions, and other controls that help keep fuel purchases aligned with your policies.
Step 3: Fuel and Save
Drivers use their fuel cards at participating truck stops by swiping the card and entering required information such as a driver ID, unit number, or mileage. Fuel discounts apply at more than 2,300 in network locations, and TCS clients pay $0 transaction fees at those locations.
Step 4: Track Every Purchase
Fuel transactions are recorded in your account, giving you access to reporting, spending visibility, and fuel records that can help simplify expense management and IFTA reporting. Information is available through the TCS website and mobile app.
Watch this Free Course on How to Save Money and Grow Your Business
This free course will guide you through practical strategies and tools to manage fuel expenses and drive the growth of your trucking business.
See How TCS Works
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Save on Fuel and Stay in Control of Every Truck
Fuel savings matter, but for a small fleet, the bigger win is control. Here’s what small fleet owners actually use the TCS Fuel Card for day to day.
Driver Spending Controls
Set limits on how much, where, and how often each driver can spend, so fuel purchases stay inside your budget without you approving every swipe. Each fuel card for truck drivers can be assigned controls that align with your company’s spending policies.
Fleet-Wide Transaction Visibility
See every purchase across every truck in one account, so you always know where your fuel dollars are going — no matter how many drivers you run.
Multi-Driver Account Management
Add drivers and trucks as you grow without switching systems — manage every card from the same dashboard as your fleet expands.
Simplified Fuel Expense Reporting
Pull clean, organized reports instead of piecing together receipts and spreadsheets at the end of the month.
Fuel Records for IFTA Reporting
Access organized fuel transaction records that can support your quarterly IFTA reporting, instead of rebuilding your fuel history from paper receipts.
Less Administrative Workload
Time spent tracking down fuel receipts is time not spent on dispatch, sales, or your drivers. TCS is built to help reduce that load.

Keep More Cash Available for the Costs That Matter
Fuel is one of the largest and most frequent operating expenses a small fleet manages. Reducing what you spend at the pump can help keep more cash available for the other costs that keep your business moving.
Payroll
Keep more cash available for driver pay and other recurring expenses.
Maintenance and Repairs
Preserve more room in the budget for planned service and unexpected repairs .
Insurance and Compliance
Better manage recurring expenses that continue regardless of freight volume.
Growth
Reinvest available savings when you're ready to add equipment, capacity, or another driver.
Find Fuel Discounts Along Your Route

Managing fuel costs is one of the most effective ways a small trucking company can improve cash flow. Fuel is one of your largest ongoing expenses, and every dollar saved at the pump can help free up cash for payroll, maintenance, insurance, compliance costs, and future growth.
With the TCS Fuel Finder, you never have to wonder if you’re missing a better price down the road. It’s an interactive map showing the best fuel prices near you or along your route, available in the TCS Mobile App and the TCS website — with your savings calculated automatically.
With the TCS Fuel Finder, you never have to wonder if you’re missing a better price down the road. Available on the TCS website and mobile app, this interactive tool helps you compare fuel prices near your location or along your route, with your discounted price calculated automatically.
Whether you’re stopping at TA, Petro, AMBEST, Fleet One, Casey’s, Kwik Trip, Roady’s, Maverik, Sapp Bros., Irving, or another participating location, the TCS Fuel Card helps you access discounts at more than 2,300 in-network fueling locations across the country. That means more opportunities to save on fuel and keep more cash in your business.

A Reputation Built on Customer Satisfaction
Straight Answers for Small Fleet Owners
See why small trucking companies choose the TCS Fuel Card for fuel savings, spending control, and operational visibility, all without credit checks, membership fees, or long-term commitments.
How do small trucking fleets access TCS fuel discounts?
TCS gives small fleets access to its nationwide discount network, with more than 2,300 in-network fueling locations and $0 transaction fees on fuel purchases at those stops. Your fleet doesn’t need hundreds of trucks to take advantage of TCS fuel discounts.
Is the TCS Fuel Card a credit card or a funded fuel card?
While some trucking companies compare fuel credit cards for truckers, the TCS Fuel Card is a self-funded fuel card. You load funds into the account, and drivers spend from the available balance you control.
Does the application require a credit check?
The application does not include a credit check. Many trucking companies searching for fuel cards for truckers with no credit check choose funded fuel cards because spending is based on available account funds rather than a revolving credit line.
How do I add funds to my TCS Fuel Card?
You can load your account through bank-to-bank transfer, third-party check, Zelle®, or credit card, debit card, and digital wallet payments — whichever method works best for your business.
Can I control how drivers use their cards?
Yes. You can set who is authorized to use each card, how much they can spend, and where — giving you visibility before a purchase happens, not just after.
Can new trucking companies apply for a TCS Fuel Card?
Yes. Many carriers searching for fuel cards for new business operations use the TCS Fuel Card to access fuel discounts, manage driver spending, and gain visibility into fuel costs as they grow.
Does TCS provide fuel records for IFTA reporting?
Yes. Your TCS account organizes fuel transaction records that can support your quarterly IFTA reporting, so you’re not rebuilding your fuel history from paper receipts.
Are there monthly or annual fees?
No. There are no activation, membership, monthly, or annual fees, and $0 transaction fees at more than 2,300 in-network locations.
Start Saving With TCS Fuel
Between fuel costs, repairs, payroll, and driver management, there’s already a lot competing for your attention. The TCS Fuel Card helps simplify fuel management, so you can focus on keeping your business moving forward. That’s why many fleets choose TCS when comparing fuel cards for trucking companies.
Every dollar saved at the pump is money that can go toward payroll, maintenance, insurance, and growth.
*Average savings of 59 cents per gallon is based on actual in-network TCS client transaction for Q2 of 2026.

