

The TCS Fuel Card Helps Owner-Operators Keep More from Every Load
Diesel prices are always a moving target, and owner-operators don’t really get a say in them. You do, however, get a say where you fuel, when you fuel, and those help with what you pay per gallon. Those choices can put money back in your pocket on every load you haul.
When picking a fuel card, owner-operators have to consider the big picture. The best fuel card for owner operators isn’t always the one with the biggest advertised discount. The right fuel card for one truck gives you the same great deal as the big fleets, without all the extra fees. Other fuel card companies often add new fees that can cancel out the discounts they promise. TCS is different. Here’s how the TCS Fuel Card stands out from other fuel cards for owner-operators.
The Same Discounts, No Matter How Many Trucks You Run
TCS clients save an average of 49¢* per gallon at more than 2,300 in-network locations. Everyone gets the same discounts with no limits on how much you can save, and there’s no minimum purchase required. That’s one of the great things about the TCS Fuel Card for owner-operators; it levels the playing field between smaller carriers and big fleets.
Key advantages:
- The same diesel discount as a larger fleet, with no minimum purchase and no limit on how much you save.
- Discounts will vary by location, so the TCS Fuel Finder helps find the best fuel price in your area or along a route.
- Your discounted price, your savings, and every transaction in one place on the app and the TCS Website.

See How Much You Can Save with TCS
*The TCS Fuel Savings Calculator provides estimated fuel prices and savings. It does not guarantee final fuel prices or discounts but offers an estimate based on current market conditions, suppliers, and truck stop rates.
Fuel Planning is Easy with the TCS Fuel Card
With the TCS Fuel Finder, in the TCS Mobile App and on MyTCSFuel, you can search for stops by city, route, or current location. Filter by amenities like, showers, parking, DEF, scales, food, and maintenance. Check your route before you leave, choose the stop that saves you the most, and the discounts become a strategy instead of luck.

No Monthly Fee and No Transaction Fees In-Network
A discount only counts if it survives the fees. That’s the easy thing to miss when you compare fuel cards for truckers, because the discount is advertised and the fees show up later.
There are two kinds of fuel card fees that do the most damage. A monthly or annual card fee charges you the same amount whether you fueled twenty times that month or twice. A per-swipe transaction fee takes a cut every time you fuel, so the more times you fuel, the more you pay.
With the TCS Fuel Card, you get:
No activation fees
No membership, monthly, or annual fees
No transaction fees at in-network locations
No Credit Check, No Waiting on Approval
The TCS Fuel Card is cash secure, so it’s a no credit check fuel card. You can apply in under 10 minutes, get your account created the same day, and have your cards ship within 3 to 5 business days.
Funding the TCS Fuel Card fits how you actually work. Easily add funds by ACH, bank-to-bank transfer, bank wire, Western Union, third-party check (Comchek, EFS, T-chek), Zelle®, credit card, debit card, Apple Pay®, or Google Pay™, and funds are typically available within minutes, any time of day, weekends and holidays included. Sunday night in a truck stop lot isn’t a banking hour, and with the TCS Card, it doesn’t need to be.
One Card for the Whole Truck Stop
Your business is more than just fuel, the TCS Card covers much more than just the pump.
What you can buy with it. Diesel #1 and #2, biodiesel, reefer, DEF, gasoline, propane, CNG, oil and oil changes, parts, tires, truck repair, scales, truck wash, showers, cash advances, and food: one card, one account, and no reason to carry hundreds of dollars in cash.
What you get a discount on. Diesel, biodiesel, reefer fuel, and DEF. See the current diesel discounts.
Help with Tires, service, and roadside. The TCS Card also gets you special pricing on tires, preventive maintenance, and service at participating TA Truck Service® centers. Whether it’s scheduled maintenance or a blowout at 2 a.m. in the middle of nowhere, you pay less.
A Friendly Voice in Memphis, Available 24/7 to Help
Call any hour, and you get a real person on our outstanding client services line, usually in less than a minute. Our team is US-based in Memphis, Tennessee. You work hard, and your support ought to keep the same hours you do.
The account is yours to access 24/7 on the TCS Website or the TCS Mobile App. Watch transactions and your balance in real time, pull IFTA, payment history, and driver settlement reports whenever you need them.
What to Look for in the Best Owner-Operator Fuel Card
Hold any card to these eight things. This is the part worth screenshotting.
| What owner ops should look for |
The TCS Fuel Card Delivers
|
|---|---|
The same discount regardless of fleet size |
49¢* a gallon average No limits, no minimum purchase |
Nationwide coverage of stations with discounts |
More than 2,300 In-network locations |
Card acceptance beyond the discount network |
More than 12,000 locations Never above cash price |
No monthly or annual charge |
$0 Activation, membership, monthly, annual |
No fee on every swipe |
$0 transaction fees In-network |
Approval without a credit check |
Cash-secured So no credit check |
Funding on weekends |
Fund your way ACH, wire, Western Union, Zelle®, credit and debit cards, Apple Pay®, or Google Pay™ |
Round-the-clock, helpful support for when the unexpected happens |
24/7 US-based customer service |
What Other Truckers Say
Thousands of truckers use the TCS Fuel Card and have saved over $1.4 billion on fuel over the life of the program, one truck at a time. Read what other owner-operators say about the card.
I love TCS, I love what they have given me, I love the stability of it, the convenience of it, the efficiency of it.
Read more about his own account in the Franklin Family Express success story.
Running your own truck?
Apply for the TCS Fuel Card today and see how much you can save with a fuel card. Great fuel discounts, no credit check or monthly fees, owner-operator focused service, when you need it and no transaction fees at in-network locations make the TCS Card the best fuel card for truck drivers.