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Get Prepared for Accidents & Breakdowns

by Hannah Marcom | July 22, 2019

How to Prepare for Accidents for Your Trucking Company

How Being Prepared Pays Off for Your Trucking Company


Practice, prevention, and preparation. Those three words can be applied as a solution to almost anything in life and especially in relation to a trucking company. What are some ways that being prepared can pay off for your trucking company? There are probably thousands but today we’re going go over insurance, accidents, and roadside assistance. They all go hand-in-hand and if you’re not properly prepared for an accident or breakdown, it can lead to damaging impacts to your trucking company.

Trucking Insurance: What You Need and What You Should Have

You have insurance for your car, your home, and even your life. Insurance protects you for the “what if” scenarios. Getting insurance for your trucking company isn’t a choice, you’re required to have at least $750,000 in liability coverage by the Federal Motor Carrier Safety Administration (FMCSA).

But how much insurance coverage do you really need for your trucking company? It all depends on what your customers will require you to have because they want protection for their cargo. You’ll almost always need to have a minimum of $100,000 in cargo coverage and up to $100,000 in liability coverage. Being prepared with the proper amount of coverage will vary based on the type of freight you’re hauling. Make sure that you’re not just going with the bare minimum because in the event of an accident, you’ll pay for it one way or the other.

Preparing and Planning for Truck Accidents

Having insurance that you’re satisfied with, believe it or not, plays a big part in motor vehicle accident preparation. You’ll be glad, in the event of an accident, that you’ve chosen a reputable and reliable insurance company. If they make the process as seamless as possible, you’ll avoid additional stress and time spent dealing with it. The FMCSA has a four-part plan listed in their preventing commercial motor vehicle crash study that can help you implement a prevention plan for your trucking company.

Focusing on truck crash prevention is a great start, just don’t forget about preparing a procedure for when accidents do take place. Our friends and business partners at Apex Capital have tips for creating a motor carrier safety program, what to do at the scene of the accident, and in the aftermath of a crash.

Reliable Roadside Assistance

There will come a time when you’re going to need roadside assistance. Trying to scramble to find a provider when your truck is on the side of the highway might end up costing more than you bargained for. Instead, it’s a good idea to research roadside assistance programs before they’re needed. Check if they provide service nationwide with 24/7 dispatching capabilities, then plan the cost of their services into your budget.

Accidents and breakdowns happen – it’s not a matter of if, but when. That’s why TCS Fuel gives our clients free and automatic enrollment into our roadside assistance program, Roadside Rescue.

Roadside Rescue with Roadsquad®

The TCS Roadside Rescue program, with service provided by RoadSquad®, is available to all TCS fuel cardholders. Membership to our roadside assistance program is free and offers clients discounted pricing with a network of roadside assistance providers nationwide. Roadside technicians can perform a variety of services and assist with everything from simple diagnostic help to full-service repair management 24/7/365.

Roadside Rescue 24/7 call center offers:

  • Expertly trained emergency roadside assistance
  • Comprehensive fleet towing for light to heavy-duty trucks
  • Warranty-backed truck tire and oil changes
  • Fast dispatching from industry experts sending out the most qualified technicians

With the TCS Fuel Card you prepare yourself to get big savings on fuel at more than 1,000 fuel stops nationwide. You can also search for the best discounts in your area or along a route with the TCS Fuel Finder. If you’re ready to start saving money on fuel then give us a call 844-827-7705 or get started here.

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